actually i was frustrated about the ptptn loan this few days.. i was considering whether i need to apply the loan..
to apply ptptn loan :
open sspn account at Bank Simpanan Nasional at least 2 weeks b4 application of ptptn loan (with RM500 in the account if the parent's salary is less than RM2000) > open an account in public bank > buy ptptn pin no in BSN > apply through online services > then wait for the application result > print out all the documents that needed > wait for the money to deposit into ur public bank account (if ur application is accepted)
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